Business financing referrals · Apparel retailers

Explore funding for your next apparel buying cycle.

An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.

Illustration of apparel retailers and their working space

Possible uses

Business expenses to describe

01

Collection inventory

A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.

02

Fitting-room improvements

Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.

03

Retail technology

Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.

Illustration of apparel retailers equipment and workspace
Illustration of apparel retailers equipment and workspace

Apparel retailers · funding preparation

Costs and customer receipts

Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.

How it works

The application process

01

Amount, use and timing

Identify the expense and select the funding purpose and urgency that correspond to it.

02

Operating information

Complete the business-name, industry, revenue and history fields together with the approximate credit range.

03

Review and send

Check your answers, review the consent wording and use the verification code before submitting the request.

Before you begin

Application preparation

Gather the business basics and check the expense calculation before you begin the application.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access

A few things to know

About this referral service

Information sharing and referral payments

The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.

Approval and available terms

The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.

Provider timing

Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.

Contact consent and mobile verification

Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.

Make a beginning

Start with your business funding request

Use the form to present your business funding need, including the amount and purpose of the request.